The “Credit book” records every credit sale and every repayment, so you always know who owes what, and customers get a polite reminder instead of an awkward conversation.
Turn it on
- During setup, answer “Yes, I give credit” to “Do you sell on credit?”. You can change this later in “Settings”.
Add a customer
- Open “Credit book” and tap “New customer”.
- Enter the name and a mobile number. The number is optional, but with it you can send reminders straight by WhatsApp or SMS.
- Set a “Credit limit”. Credit past this needs the owner. Leave it empty for no limit.
Sell on credit
- On “Sell”, build the bill and tap “Take payment”.
- Choose to put it on credit and “Choose customer”. A new customer can be added right there with “Add and select”.
- The customer's card shows how much they owe against their limit, for example how much more credit is possible, or that they are over the limit.
Send a reminder
- Open the customer from the Credit book.
- Tap “Send a reminder”. A polite message with the amount due and your shop name is written for you.
- Send it with “WhatsApp” or “SMS”, or “Copy” it and send it any way you like.
When they pay: “Got paid”
- Open the customer and tap “Got paid”.
- Enter how much they paid and tap “Record payment”.
- The due and the cash box update together, so the Dashboard stays right.
- Wrote a payment by mistake? Cancel it, and the due goes back up by that amount.
Keep credit under control
- Review the Credit book every week and remind customers with older dues.
- Set lower limits for customers who pay slowly.
- Read the advice in “Accounts”: it warns when too much credit rests on one customer.
- Staff can only give credit if their role or permissions allow it.
How do you handle baki in your shop today? Reply below with questions about moving your paper khata into PMS.
